1. Customers can join the scheme any day of the year.
2. Existing members can enroll in multiple schemes.
3. KYC (Know Your Customer) verification is mandatory for membership.
4. Monthly installments must be paid on or before the 10th of each month.
5. Payments can be made through any online options
6. The membership card must be surrendered at redemption.
7. Failure to surrender the card will result in cancellation of membership.
8. Report discrepancies in card entries or receipts within 7 days.
9. Late payments will postpone the redemption date.
10. Rewards and discounts are forfeited if the scheme is discontinued early.
11. The redemption date is 30 days after the last successful installment.
12. Government taxes apply to the delivery of jewellery.
13. The scheme cannot be combined with other company schemes.
14. Management reserves the right to accept or reject any application without explanation.
15. Wastage will be charged on excess amount of accumulated Advance Payment.
16. Wastage and Making Charge is applicable for special items like Antique, Diamond & Exclusive Jewellery.
17. Cash refund will not be permitted under any circumstances.
18. The silver/gold jewel articles selected shall be valued at the rate prevailing at the time of delivery and shall be subject to GST or other taxes as in force at that time.
19. Pan Card copy is required at the time of redemption beyond 2 Lakhs on the aggregate amount under applicable law.
20. SLJ reserves the rights to modify the Terms & Conditions at any time.
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